Excellent Overview of Housing and Mortgages on Affordable Housing

This guide aims to help persons of low income gain an understanding of the options available when it comes to finding affordable housing and getting a mortgage. By the end of this guide the reader should have a better grasp of the following:

• The advantages and disadvantages of home ownership for low income earners.
• How to determine whether the home you are interested in really is affordable.
• The process for finding, getting a contract on, and closing on your new home.
• The responsibility for budgeting for incidentals.
• Considerations regarding homelessness and home ownership.
• Programs that may help you achieve your dream of home ownership.

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